Uncollected debts cost businesses billions of dollars every year. Physicians and Dentists Credit Bureau’s goal is to assist with solutions which maximize profits and increase your company’s bottom line.

Our collection staff will mail a series of letters and contact the debtor by telephone until they are able to effectuate payment in full, or arrange an amicable payment plan. All delinquent accounts are reported to the national credit bureaus.

The information will remain on a debtor’s credit report for a period of seven years. Credit grantors are alerted when an individual applies for credit and their debt may need to be paid prior to obtaining further credit. This action provides leverage in collecting your outstanding debt.

There may be circumstances when we will be unable to recover your outstanding receivables through conventional collection methods. If we have a valid address and determine the debtor has assets, such as, gainful employment, valid bank accounts, or is a property owner, we will recommend forwarding your file to one of our attorneys for necessary legal action. Your office will receive written notification prior to any legal activity. Legal actions are initiated only with your authorization.

In the event of legal action, Physicians and Dentists Credit Bureau pays filing fees, process service fees and necessary attorney fees which are associated with litigation. These forwarded costs are recovered from the debtor.

We will then pursue any/all assets through post judgment. This may include garnishment of the debtors’ wages, bank account garnishments or personal property liens, should this become necessary to collect your account.